Commercial General Liability Insurance

Business liability arises out of the conduct of a business and includes premises and operations exposure, the liability arising out of the business location or the activities of the business; and personal injury, which includes such things as slander, libel, copyright infringement, invasion of privacy, false arrest and malicious prosecution.

General business liability insurance may be purchased separately or as part of a business owner's package. How much insurance do you need? Business owners should first consider the amount of risk associated with their business. For example, a business that manufactures heavy machinery is at a greater risk of being sued than a company that manufactures paper. The amount of general liability insurance purchased by each of these companies would vary greatly. Similarly, a company that sells business-to-business might require less coverage than a company that sells mass market to the consumer.

Whatever your product or service, your Cole Harrison Insurance agent will help you select the coverage that is appropriate for your product, location, company size and other factors you may not even have considered.