Business Insurance for Your
Commercial Property Known as an
"Umbrella Policy"

Business Umbrella coverage is purchased in addition to business auto insurance, business liability insurance and other specific business-related insurance policies. An umbrella policy picks up and covers claims above and beyond the limits of these under-stated policies.

Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected from litigation. Claims on a business umbrella policy may be for events that happen at your place of business that result in multiple injuries or deaths, acts of your employees that result in injuries or deaths, and/or the failure of your business or employees to adequately provide the professional services for which you have been contracted.

How much commercial umbrella insurance coverage does your business need? A variety of factors goes into answering that question, including the type of business you own/operate and how much coverage you already have.

Please contact one of our agents by phone or using the email or quote forms we have provided for your convenience. Cole Harrison Insurance has the answers you need when making insurance coverage decisions.